Personal income protection techniques

The life of human is full of uncertainties and the demand of human being is infinite. Nobody knows what will occur after even a second. Misfortune or mishap may arrive at any time, therefore personal income protection is mandatory. Do you think once, what will happen if your personal income from salary or from other sources may stop for enduringly since next day or if you fall in danger such as accidental or injury or severe sickness?

Do you have alternative way to pay out your house rent, buying essentials or medicines etc if you were in illness for a long time? Personal income protection techniques will assists you to manage the situation whatsoever it is over financially. For your personal income protection you would either take help from financial organization or from any banks or any other renowned insurance company (whose claims repayments rates are high & transparent) who provides this type of services indeed. Personal income protection policy may cover a amount of 75% of your gross salary on an contracted period of time till then you returned back to your work as full disease or fatal injury free condition. Income protection includes a broad range of options like income protection insurance, illness or sickness insurance, income insurance, injury or accident insurance etc.  

The mentioned types of policies will afford your security through financially, so deal with concerned insurance company or financial organization specially those who are providing such type of facilities to the peoples. When someone fully depends on only personal income source to maintain his or her living expenses hence it is highly recommended to protect your income or to take a personal income protection policy soon. Some reputed insurance company or financial organization may provide similar type of benefits to the customers under disability income policy, so meet your adjacent insurance company or insurance company. Make sure, whether you choose an indispensable or best policy options to get the benefits from themselves in future. This type of benefits may grant under the circumstance of your monthly income. Check out about what are premium rates, selecting a suitable policy, claims you will get in time or not, only don't pay your attention to chose solely price basis. Rate's variations are based on coverage, with higher premium in long term disability program provides the best coverage to it clients.  

Search for such type of insurance or policy or income protection which will provide you a complete income protection facility other than cheaper alternative. Further more, I am telling you to ensure whether you are getting a policy or option or not from your service provider because you are going to open up something for mitigating your future problems like financial in an uncertain crucial moment.

Finally my advices to all of you, please contact with this type company who really provides such type of “PERSONAL INCOME PROTECTION” policy professionally. And take a monthly deposit scheme for 5 years or 10 years in any financial bank or institutions to preserve your money for future usage.  Wish you always a sound health and a very happy life!   

More ways to save your personal money

Are you searching some essential ways to save your personal money? If it is so, then I would say this article will give you some fundamental tips on which you will may learn to save your money. Hence, let’s see now what are the more ways to save someone’s personal money:

1. Ensure the economy life.
2. Put a tiny bank in your residence as a result you will get visual reminder to make some extra savings daily, at the end of few months you will see a magic how a tiny ceramic or clay made bank will full of coins or money!  
3. Try to negotiate with company boss or administration your salary on how to increase your personal salary.
4. If your company boss or administration is too much rigid or disagree to increase salary then never be disheartened try to improve your performance in assigned tasks or alternatively if you think you are quite capable to hunt a better job as well as better position with high amount of salary and benefits then you can try elsewhere to switch the existing job.
5. Check your receipts and payments, statements of bank, financial institutions or any other related and everything is there if any discrepancy or errors or omissions or over charges found. Rush to the concerned authority to rectify this fault.
6. Be cautious from the false negotiations.  
7. You need not to buy other same things until it scrapes, you can repair it.
8. Also need not to pay for car parking tickets or car parking charges until it is emergency.
9. Try to avoid credit cards if it offers you cash back.
10. Shun the VIP or elite class cards from Master or Visa gold or VIP it may charges more.
11. In case of buying newspapers or magazines you can buy these upon monthly subscriptions.
12. Practice money saving formula in your daily meals avoid read meat, rich foods and became vegetarian; it will help you to save money and health both.
13. Choose low cost food shops which ensure you good quality items.
14. While you go to office regularly take home made lunch.
15. Avoid buying any unnecessary products unless it’s absolutely necessary.
16. Your neighbors are your company, try to meet them, talk them because you may get help from them.
17. Avoid shopping when you’re not quite fit or tired in physically.  
18. Try to avoid food shopping when you are so thirsty or hungry.
19. Please check out prices of commodities with other shops prior to buying.
20. If you buy products from online, get cash back, check out with authorized staff.
21. Review each and every month’s personal or family expenditures.
22. Try to bargain or negotiate for a discount with shop managers at the time of shopping.
23. Set up your daily, weekly and monthly personal and family saving s plan and implement it urgently.
24. You may sell your used items like mobile phone, telephone set, TV, Personal computer or laptops and get extra cash. Sometimes I followed these items are lying at home merely as useless.
25. Ensures economy plans for shopping to make some extra cash.
26. If you even enter in a fixed price shop or set price shops to buy something, negotiate or bargain with them for a discount or special benefit. Sometimes they may allow you because of lower selling in this season.
27. Leave all types of bad habits like smoking, drinking alcohol, coffee, betel nuts etc. This is surely harmful for your health.
28. You may have potential artist childs at your home, contact with model developer agencies to develop or trained up your childs as a professional model, For example, in Bangladesh Dhigi (She performed so cutely at Grameen phone ads then she became so popular in all over the country, now performing at cinema) is a daughter of Former Film Artist Duel.
29. Switch off and Save your utilities bills such as lights, fans, and computer unless these are running unnecessarily.

Above mentioned points are for saving your personal money and for creating positive awareness within an individual.